If you are a fleet owner or planning on starting your own fleet, you have to choose between buying the trucks or leasing them. People often have opposing views when it comes to truck leasing; some are of the opinion that it is better to own the vehicle rather than leasing, whereas, others are in favor of truck leasing. Truck leasing can be beneficial on different fronts: it saves money, reduces maintenance costs, and you won’t have to bear the brunt of the truck’s depreciating costs.

So, if you have made up your mind about truck leasing, you will surely need an insight into the popular truck leasing companies to decide on the most suitable choice. So, here are the top truck leasing companies for you to choose from.

• JB Hunt
  JB Hunt is one of the oldest companies in the trucking business. So, needless to say, they know what exactly you are looking for. Their truck leasing programs will benefit you and the truck drivers as well. Moreover, the company offers amazing financial incentives the moment you lease their truck, without any out-of-pocket payments. JB Hunt seems to fit the bill perfectly since it offers simple terms, flexible weekly repayments, and incentives as mentioned earlier.
• PGT Trucking
  Another prominent entity in the field of truck leasing is PGT Trucking. One of the factors that have made PGT Trucking one of the leading truck leasing company is the fact that they offer programs that are incredibly supportive of the truck driver or the company that has leased trucks from them. Their truck leasing programs include no down payment, health care, fuel cards, discounts on spare parts and tires, revenue incentives, fuel discounts, and so on.
• Wil-Trans Company
  Irrespective of the fact that this company isn’t a member of the big league, Wils-Trans offers a comprehensive and profitable truck leasing programs to its customers, which they might not find among the bigger players of the industry. In fact, if you lease trucks from Wil-Trans, you will be the recipient of a specific percentage of total profits generated by the truck, as well as 100% of the fuel surcharge.
• Baylor Trucking
  If you are a budding business owner, then leasing trucks from Baylor Trucking will be one of the best business decisions you have ever made. Baylor Trucking’s truck leasing programs are quite conducive to the growth of the business since they offer stable working conditions, which are accompanied by excellent on-time service levels. Moreover, if you are a Baylor driver, you can qualify for their truck leasing programs after working with them for 60 days.
• Gordon Trucking
  A prominent company in the truck leasing industry is Gordon Trucking. This company offers its customers an opportunity to build a strong business equity and ensures that you embark on your journey towards establishing a successful business. The financial packages are beneficial; the weekly payments are to be made through settlement deductions.

People have contradictory views about leasing a vehicle; some believe that leasing the vehicle is a better option, whereas, others are of the opinion that it is wiser to own the vehicle. Irrespective of what people choose to believe, leasing a vehicle does have its share of benefits. If it’s a truck that is the bone of contention, maybe truck leasing would be more beneficial than owning a truck. In fact, several fleet owners have started truck leasing instead of buying trucks since the former is helping them earn more profits.

If you are still contemplating whether it is advisable to lease a truck, here are some benefits of truck leasing that might help you arrive at a conclusion.

• Bid adieu to hidden costs
  There are instances when you see the variation between the initial amount of the truck, and the bill handed out to you while making the purchase might include several unwanted expenses. In layman’s language, truck leasing removes the various hidden costs that are usually associated with buying the truck. Truck leasing ensures that you aren’t paying more than you have to.
• More profitable
  If you need a truck for commercial purposes, then truck leasing will be more profitable for you. When you lease a truck for commercial purposes, you can avail of it for low monthly payments. Instead of renting the truck, you can lease the truck for the lesser prices, and low monthly payment implies more money in the bank.
• Reduced cost of maintenance
  Truck leasing reduces the cost of maintenance and repair work that usually accompanies ownership of the truck. You will own the truck for a particular time period, during which the maintenance and repairs won’t be necessary, whereas, owning the truck for years can add to maintenance cost since maintaining the truck will be completely your responsibility.
• More power to you
  If you rent a truck for commercial purpose, it is mostly a one-time deal and would be quite expensive. Moreover, it will have additional restrictions such the time-frame and parking, whereas, truck leasing is cheaper and involves no such restrictions when it comes to making trips for your assignments.
• No depreciation
  A new truck is a depreciating asset and has the potential to reduce your organization’s net worth. However, truck leasing ensures that no depreciation values appear on the chief financial officer’s balance sheet, thus, your organization’s net worth is safe.
• Your truck never grows old
  Truck leasing is for a limited period of time, and you can trade in the truck for a new one when it gets old. This means that your money that would have otherwise got spent on replacing equipment will be saved and can be used for other purposes.

Everybody dreams of owning an amazing luxury car in which they can drive off into the sunset. At times, the only obstacle in buying your dream car is the lack of finance. However, since you are a part of the 21^st century, banks are willing to provide you a loan even if you had bad credit in the past. But, there’s something else which is better than car loans, it’s buying a car on lease.

If you are new to the concept of car leasing, in a nutshell, when you lease a car, you are paying for the portion of the car instead of the entire vehicle for a certain period. The portion that you use is the amount of depreciation the vehicle will undergo through the course of the lease.

If you are keen on leasing a luxury car, here are the best luxury car lease deals you might come across this year.

• Subaru Impreza 2.0– No one can say no to a Subaru Impreza when it comes in the form of one of the best luxury car lease deals you will witness this year. The signing amount is fixed at $1899, and you will have to pay $179 per month till a period of 36 months, the time till the car is leased to you. You can marvel at the fact that you can enjoy the luxuries of this sedan for at reasonable prices
• Honda’s Accord Sedan– Honda’s Accord Sedan has made it to the list of 10 best luxury cars list, and since it is now available on lease, it has become one of the best luxury car lease deals that you can get your hands on. You will have to pay $1999 during the signing of the agreement, which will be followed by a monthly payment of $189 till 36 months.
• Nissan Maxima- Known as the “four-door sports car,” the Nissan Maxima, though a luxury car, has borrowed certain features from the sports car. The comfort and the power it radiates is the main appeal. It is one of the best luxury car lease deals since you will have to pay a signing amount of $2999, and a monthly payment of $249 for a period of 36 months.
• Mercedes- Benz E-Class– If you are aiming a little higher, and wish to lease a car that combines elegance and comfort, the Mercedes-Benz E-Class is the perfect choice for you. Since it’s one of the most expensive brands in the world, you are looking at one of the best luxury car lease deals since this car will be available to you at a signing amount of $4, 863 and a monthly payment of $569 for 36 months. Nothing’s too much for a Mercedes-Benz!

Finding the best car lease deals is an integral part of the process in discovering the best offer for you. Though many lenders offers you different deals for the cars they have available to lease, today the best place to research deals is online. The internet offers a wealth of information on basically everything you would want to know about getting the best lease deal on a new car.

The Best Car Deals website contains a list of current lease deals on many models less than $200. All deals exclude taxes, licensing, tags and other dealer fees.

Edmunds.com:
Lease specials are listed on automakers’ websites. One such website is Edmunds.com which has a monthly roundup of $199 per month.

CarsDirect.com:
Here you can even find best electric car leases, as well as the absolute cheapest leases with payments as low as $139 per month.

Forbes.com:
This seems to be a right site for those who are looking for best deals on a new car. They offer most-affordable leasing deals, all with monthly payments at less than $200 a month.

Here are the few best online lease deals for cars:
Hyundai Elantra: Elantra proves that you can be economical without having to economize when it comes to looks and luxury. You can lease Elantra for $115 for 36 months. This is offered by eAutoLease.com.
Fiat 500E: Fiat’s lease deal essentially offers a nearly free 500E electric hatchback. Fiat is now available for $69 per month for 36 months with $2,499 due at signing.
Volkswagen e-Golf: Volkswagen impresses with a remarkably cheap lease for people looking for an electric car. The payment has been cut $20, making this the cheapest lease by offering at $159 per month for a period of 36 months with $2,349 due at signing.Volkswagen wants to use leases as way to lock in potential repeat customers.
Honda Civic: You can lease this Honda Civic for $179 per month for a term of 36 months and 10,000 miles per year. This offer is from Status Auto Group. Here at Status Auto Group the customers are the number one priority. Also, the Honda Civic which is often ranked by viewers as the best compact cars is avilable for $149 a month for 36 months, with $3,299 due at signing. This deal is quoted by cbsnews.com.
Ford Fusion: Ford is offering number of lease deals, purchase deals, cash back deals and so on,. And, Ford Fusion is only available in some parts of the country for as little as $223 per month for 39 months with $3,168 due at signing.

A leased car and not an owned one is something many Americans consider, especially if they happen to be in the market for a nicer, higher end and more expensive vehicle. Maybe it is a lifestyle choice, maybe it is aspirational, maybe it is a business need to project a certain image whatever the reason, when you drive and step out of a nice car, a certain image is already formed.

Now, not everyone has the money or indeed, the want to actually buy a fancy car. This could be for a variety of reasons, including not wanting to tie up the money, not being able to qualify for the higher financing and loan amount that a fancier car would necessitate, not wanting to deal with the maintenance and hassles of ownership, or simply wanting to be at liberty to try and use new cars every year or two. Whatever the reasons behind the choice to lease rather than own, one should be aware of what one’s liabilities and costs will be, not just for the leasing itself, but with regards to lease car insurance of the leased vehicle that one is driving around.

For starters, know that you absolutely must have insurance and that does not come with the leased car or is part of the cost and payment for one. So, insurance for the car and driver is mandatory, and it is your responsibility as an individual or company, if it is a business lease, to ensure that the proper amount and type of car insurance has been chosen and purchased for the leased vehicle. So do remember to let your insurance agent or company know that the insurance you are in the market for is for a leased, not owned vehicle, to avoid confusion and issues down the line. Now, given that the leased car is newer, if not brand new, and thus of a higher value, the cost of insurance too, will be greater.

Furthermore, unlike when you own your vehicle and can take shortcuts or make the choice to skip on certain insurance coverage (like comprehensive or collision), as a driver of a leased vehicle, the choice is not up to you but something that most leasing companies will require to cover their own investment. So be prepared to pay for comprehensive, collision, and liability that is likely higher than the state’s required minimum.